If our cars or lives are put in danger by some careless drivers, and if our lives and cars are insured, some of the best insurance companies, depending on which insurance company you’re committed to, will come to your aid and fix the damages so long as it’s in line with their terms and conditions.
But what happens when there’s no insurance? Even when there’s insurance, does it mean one can’t press charges against such reckless endangerment? Should we fold our hands and let them have their way? There have been opinions and views shared as regards the right to sue for endangerment on review websites like reviewsbird.co.uk. You can visit the site and see what others are saying.
What reckless endangerment, damages and hit and run means
A reckless endangerment situation is where either through a fault of yours or another, you put the life of someone else or their properties at risk, or your actions lead to any form of destruction. In this situation, the question of damages and who settles the bill for the damages may arise if one does not have an insurance backing.
It is more serious in the case of a hit and runs when through reckless driving, someone gets hit and instead of stopping the car to check on the injured person, the driver continues driving. This is considered a crime, and the victim can sue, but there’s a clause.
What to do in situations of endangerment, damages or hit and run
Some situations arising in the endangerment and/or hit and run are unavoidable, and when these situations arise, it is important to know what to do. It is advised that in the case of a hit and run (which is a crime and carries a possible sentence of up to six months), you are required to stop at the scene of the accident and exchange information with the other driver, and ascertain if there was property damage or anyone was injured.
In the case of endangerment or damages, your insurance company would take care of the damages to your car if the other car’s insurance company won’t agree to pay for it.
How to sue for endangerment or damages or hit and run
The task of suing for damages is mostly the work of an attorney, depending on your location. Nevertheless, irrespective of location, to sue for reckless driving, here are some steps to follow:
Assessing the damage done
Only by evaluating all of the ways a reckless driver’s actions harmed an innocent victim can lawyers know that the amount of money they demand in a legal action will provide adequate compensation. Some of the damages assessed may include medical bills, loss of income that may arise from the inability to go to work, etc.
Planning and taking legal action
This may include going to court, negotiating settlements, collecting payments, etc. Reckless driving that eventually leads to casualties is mostly as a result of the disobedience of driving rules such as drinking and driving, over speeding. If you’re feeling sleepy or making a phone call, park to rest or finish your call. This can help to avoid any accidents that lead to loss of lives and damages.